Timeless 1920s Charm Meets Modern Living in the Heart of Umatilla. Opportunities like this rarely become available in lovely Umatilla, Florida, the gateway to the Ocala National Forest. This spacious 5 bedroom, 4 bath home with so much space blends the craftsmanship and character of the 1920s with the space and functionality you've been searching for. From the moment you step inside, you’ll be pleasantly surprised. The welcoming bonus room / parlor just off the entry foyer makes a perfect home office, reading space, or creative studio. French doors open into a light-filled living room featuring painted hardwood flooring and a decorative fireplace that anchors the space with warmth and charm. The living room flows seamlessly into a generous dining area that comfortably accommodates a table for eight or more, creating an ideal setting for gatherings, celebrations, and everyday connection. The home is freshly painted inside and outside, and does need TLC here and there. The kitchen, featuring brand new appliances, offers a delightful French country feel with open shelving and a generously sized pantry to accommodate cookware, small appliances, and all your culinary essentials. It is both charming and practical, designed for real living. The primary bedroom suite is cozy and private, featuring travertine flooring, en suite bath, and its own private entrance that leads to a covered walkway and open patio with a fire pit. This outdoor space invites relaxation at the end of a long day and creates the perfect setting for quiet evenings under the Florida sky. The partially fenced yard offers space for gardening, play, or pets, all while maintaining minimal yard upkeep. Upstairs, you’ll discover an enchanting retreat complete with a spacious bedroom, full bath, and loft area. Whether used for guests, teenagers, crafts, gaming, or a creative escape, this flexible space adapts beautifully to your lifestyle. Back downstairs, three additional bedrooms provide ample room for family and guests, including a fully equipped in-law suite with its own private entrance and covered porch. The suite includes a full kitchen, living area with dinette, and a full bath, making it ideal for multi-generational living or potential income-producing opportunities. The location is equally impressive. You can walk to parks, the library, schools, and local restaurants, and enjoy a short bike ride or drive to Lake County Regional Park with walking trails, baseball and soccer fields, tennis courts, and even a dog park. You are approximately fifteen minutes to Mount Dora, thirty minutes to The Villages, fifty minutes to Orlando, and just about an hour to Daytona Beach. If you have been searching for space, character, craftsmanship, flexibility, and location all in one, this home delivers in every way. Schedule your showing today!