Videos

How Does New Construction Financing Work in Sarasota ?

🏗️ New Construction Financing in Sarasota: What You Need to Know Thinking about building a home in Sarasota? 🏡 New construction often requires larger deposits, longer rate locks, and builder-preferred lenders, but you don’t have to navigate it alone. In this video, I break down how new construction financing works, how to avoid common pitfalls, and how I partner with local banks to get you favorable terms. Plus, I’ll help you plan for upgrades and stay on track with the builder’s payment timeline. 📊 From budgeting to closing, I’ve got your back every step of the way. 📞 Ready to get started? Contact me today.

Can I Back Out of a Home Purchase in Sarasota?

🔍 Can You Back Out of a Home Purchase in Sarasota? Here’s What You Need to Know Thinking about buying a home in Sarasota but worried something might come up? You're not alone. In this video, I explain how Sarasota contracts work, especially when it comes to canceling during the inspection period and what happens after that window closes. I’ll break down how I protect my buyers with smart contingencies and clear timelines, so you always know your options. If things don’t feel right, you won’t be stuck. Let’s make sure your rights are protected every step of the way. 📞 Got questions? I’m here to help.

How Do I Compete with Cash Buyers in Sarasota?

How to Compete with Cash Buyers in Sarasota 💥🏡 Worried about losing to cash buyers in the Sarasota real estate market? Don’t be. Michael Graf of The Graf Group shares proven strategies that help financed buyers win even when competing against all-cash offers. 📌 Why cash buyers are so common in Sarasota 📌 How to make your financed offer stand out 📌 Smart ways to reduce contingencies 📌 The power of strong earnest deposits & pre-approvals 📌 Using escalation clauses and flexible terms to your advantage Just because you're not paying cash doesn't mean you're out of the game. With the right strategy, you can win in this competitive market. 🔔 Subscribe for expert home-buying tips in Sarasota and beyond 📲 Ready to compete and win? Contact Michael Graf and The Graf Group today!

What Does “As Is” Mean in a Sarasota Real Estate Contract?

What Does “As-Is” Really Mean in a Sarasota Real Estate Contract? 🏠 If you're buying a home in Sarasota and come across an “as-is” listing, don’t panic. In this video, Michael Graf of The Graf Group breaks down exactly what “as-is” means, how inspection periods still protect you, and how to navigate these contracts with confidence. ✅ What “as-is” means ✅ How inspection rights still apply ✅ Why these listings are common in Sarasota ✅ How The Graf Group helps buyers stay protected ✅ When to negotiate credits vs. walk away Whether you're a first-time homebuyer or relocating to Florida, understanding this clause is key to avoiding surprises. Watch now to make smarter decisions and buy with peace of mind. 🔔 Subscribe for more Sarasota real estate tips and insider insights! 📲 Questions or ready to start your home search? Contact Michael Graf at The Graf Group today.

What’s the Difference Between a Condo and a Townhome in Sarasota ?

Condos vs. Townhomes in Sarasota . Which Is Right for You? 🏡 Thinking about buying a home in Sarasota but not sure whether a condo or a townhome fits your lifestyle better? I’m Michael Graf, a local Sarasota real estate expert, and in this video, I break down the key differences between the two so you can make the right choice. ✅ What’s included in your HOA fees? ✅ How much maintenance are you responsible for? ✅ Which option fits your lifestyle and budget? From downtown Sarasota condos with walkable amenities to townhomes in Lakewood Ranch offering a little more space and privacy. I’ll help you understand which property type works best for your goals.

How Do Property Taxes Work When Buying a Home in Sarasota?

Sarasota Property Taxes Explained 🏡💰 | What Buyers Need to Know Buying a home in Sarasota? Don’t overlook the importance of understanding how property taxes work. I’m Michael Graf, Sarasota real estate expert, and in this video, I break down exactly how property taxes are calculated in Sarasota County, and what you can expect as a new homeowner. ✅ How are property taxes calculated? ✅ What is the Homestead Exemption and how can it lower your bill? ✅ When do you find out your estimated taxes? ✅ What can you do post-closing to protect yourself? From assessed value and millage rates to exemption filing, I walk you through everything so you can plan your budget with total clarity and avoid any surprises in your first year of ownership. 📲 Have questions about buying in Sarasota? Let’s connect! 🔔 Like, subscribe, and turn on notifications for more Sarasota real estate tips and insights!

What Is Title Insurance and Do You Need It in Sarasota?

🔍 What is title insurance, and do you really need it when buying a home in Sarasota? As a local real estate expert, I can tell you: title insurance is one of the smartest moves you can make to protect your ownership rights. In a market like Sarasota, where older homes and vacation properties are common, hidden title issues like old liens, unpaid taxes, or even forged documents, can come back to haunt you. In this video, I break down: 🏡 What title insurance covers 🕵️ Why it matters specifically in Sarasota ✅ The difference between lender and owner policies 🤝 How I guide clients through the title search process with trusted partners Whether you're buying your forever home or a rental investment, title insurance gives you peace of mind that the home you bought is legally and fully yours. 📲 Got questions about title insurance or closing in Sarasota? Drop them in the comments or reach out, we’re here to help.

What Is Escrow and How Does It Work When Buying a Home in Sarasota?

Escrow is a secure, third-party process that ensures both the buyer and seller fulfill their responsibilities before money changes hands. In Sarasota’s competitive real estate market, understanding escrow can protect your investment and give you peace of mind. In this video, Michael Graf of The Graf Group with Coldwell Banker breaks down: 🔐 What escrow is and how it works 📑 The key stages from earnest deposit to final closing ✅ How escrow protects buyers and sellers from risk 🧠 Common mistakes to avoid and how to stay on track Whether you're buying your first home or your fifth, knowing how escrow works can make or break your deal. 👉 Have questions about the buying process in Sarasota? Drop them in the comments or reach out directly!

How Much Should You Put Down When Buying a Home in Sarasota ?

Wondering how much down payment you need to buy a home in Sarasota, Florida? Whether you're a first-time buyer or relocating, the right down payment depends on your loan type, budget, and long-term goals. 📊 Many buyers here put down 5%–10% 🏦 FHA loans allow as little as 3% 🇺🇸 VA loans offer 0% down for eligible veterans 💡 20% down helps avoid PMI but isn't always necessary! In this video, I break down how different down payment options affect your monthly costs, loan approval, and offer strength. Plus, I’ll share strategies using Florida Hometown Heroes and lender-paid PMI to keep more cash in your pocket 💸. Whether you're eyeing homes in Gulf Gate, Palmer Ranch, or Downtown Sarasota, I’ll help you choose the best path to homeownership! 👇 Drop your questions in the comments & subscribe for more Florida real estate tips!

Can You Buy a Home in Sarasota Without a Realtor?

🤔 Here’s What You NEED to Know! Technically, yes. You can buy a home in Sarasota without a realtor. But should you? That’s a different story. In this video, I break down why going it alone can lead to major risks: 🚫 Overpaying in today’s shifting market 🚫 Missing inspection or flood zone red flags 🚫 Agreeing to seller-friendly terms that hurt you later I guide buyers through local challenges like flood insurance, HOA rules, and contract details that can make or break your deal. And in most cases, my fee is paid by the seller, not you, through the listing agreement 📝 💡 Even if you're planning to fly solo, I offer one-time consultations and deal reviews to protect your investment and give you peace of mind. Buying in Sarasota isn’t just about picking a home; it’s about protecting your future. Let’s make sure you do it right. 👇 Like, comment, and subscribe for more local tips on buying smart in Florida!

Is It Better to Buy a Home or Rent in Sarasota, Florida

Is it better to buy or rent in Sarasota, Florida? The answer depends on your goals, timeline, and finances. If you’re planning to stay for 3+ years, buying might make more sense, especially with Sarasota home values up 48% in the past 5 years. But renting offers flexibility and lower upfront costs, perfect if you’re just getting to know the area. In this video, I break down real monthly costs (renting a 3BR: $2,800–$3,800 vs. owning: $2,900–$3,600), equity potential, and lifestyle fit in top neighborhoods like Palmer Ranch and Gulf Gate. Whether you're relocating, investing, or just exploring options, I’ll help you run the numbers and make the right move for YOU.

What Do I Need to Know Before Buying a Home in Sarasota, Florida?

What You NEED to Know Before Buying a Home in Sarasota, Florida 🏡 | Michael Graf Explains Thinking about buying a home in Sarasota? Don’t make the mistake of focusing on price alone. In this video, I break down what most first-time (and even repeat) buyers overlook, factors that can affect your loan approval, monthly costs, and long-term satisfaction. ✅ Flood zones and FEMA map checks ✅ Insurance limitations (some areas have flood premiums over $3,000!) ✅ HOA fees and restrictions ✅ Roof age and how it impacts insurability ✅ Why full inspections matter even on new construction ✅ Choosing the right Sarasota neighborhood: Siesta Key, Palmer Ranch, Lakewood Ranch & more With Florida’s unique risks and regulations, having a local expert by your side can save you from major surprises and costly mistakes. 📲 Ready to buy smart in Sarasota? Let’s connect! Call/Text Michael Graf | The Graf Group of Coldwell Banker Sarasota

🌴 Siesta Isles Waterfront Home Tour | 951 Contento Street | Siesta Key, FL Real Estate

Nestled in one of Siesta Key’s best-kept secrets, The Coastal Haven is tucked away in the peaceful privacy of a relaxing cul-de-sac—away from the hustle and bustle, offering you an unmatched retreat. This stunning property boasts 100 feet of prime waterfrontage along the Grand Canal, where you have deep-water access for multiple boats, kayaks, or jet skis, with the Gulf of Mexico just one high bridge away. Properties like this are a rare find don't miss your chance to live the life you’ve always dreamed of. Currently undergoing a complete renovation, The Coastal Haven will soon be a brand-new, move-in-ready sanctuary. The pool (18 x 34) and in-ground spa (8 x 8) are being fully restored to their resort-style magnificence, ensuring endless relaxation by your private oasis. Picture yourself sipping cocktails poolside or watching the sunset while soaking in the spa, all within the comfort of your own backyard. Additionally, the dock was rebuilt in 2024, providing easy access for all your aquatic adventures. Step inside, and you’ll find a seamless blend of style and function in every corner. With luxurious updates throughout, this home promises both comfort and sophistication: Ceiling and Framing Updates: The entire property has been updated with new drywall, plaster coating, and texture-matched ceilings, bringing a fresh and inviting atmosphere. High-Efficiency Insulation: Feel the difference with moisture-resistant framing and premium insulation, keeping you comfortable year-round while optimizing energy efficiency. French Doors: New French doors in the master suite open up to sweeping views of the canal, allowing natural light to flood the room and bringing the outdoors in. Gourmet Kitchen: A chef’s dream kitchen, featuring shaker-style cabinetry, quartz countertops, and brand-new appliances. This is a space designed for culinary creativity and entertaining guests. Luxurious Bathrooms: Updated with shaker-style vanities, quartz countertops, sleek fixtures, and a rejuvenated whirlpool tub in the master ensuite, ready for you to unwind after a long day. Exquisite Finishes: From the meticulous interior painting with premium Sherwin Williams products to the detailed baseboards and casings, every inch has been carefully updated to provide a timeless and elegant appeal. Located in the coveted Siesta Isles community, this home is a short 16-minute walk or 4-minute bike ride from Siesta Key Beach, the #1 beach in the USA. It's close to Siesta Key Village, offering a mix of dining, shopping, and entertainment options. Nearby, enjoy Crescent Beach, Turtle Beach, Lido Key, and cultural spots like The Ringling Museum of Art and Marie Selby Botanical Gardens. Don't settle for outdated—embrace a practically brand-new Coastal Haven in a top Florida location. Fully updated, this home features modern amenities and coastal charm. Enjoy relaxing in your restored pool and spa, hosting on your rebuilt dock, and taking in peaceful waterside views daily. With owner financing available, this rare opportunity is ready for you to claim. Properties like this don’t come around often, especially in such a coveted neighborhood. Act now before someone else claims this dream home as their own. Schedule your private viewing today, and step into the Sarasota lifestyle you’ve always dreamed of. Don’t let this opportunity slip away.

Your Grand Palm Retreat – Modern Comfort in Venice, FL | Sarasota Real Estate Tour

Welcome to just under 3,000 sq. ft. of refined living in this 4-bedroom plus flex room with a game room overlooking the pool and 3 full-bathroom home, oversized lot, built in 2023 and enhanced with upgrades for today’s lifestyle. Set within Grand Palm, recognized as one of the Top 10 Best Master-Planned Communities in the U.S., this residence perfectly balances style, function, and peace of mind. The open design is filled with natural light and elevated by crown molding, upgraded lighting, and statement chandeliers. The kitchen is equipped with all GE Smart appliances, including a GE Smart dishwasher, and a serving window for effortless entertaining. Hurricane-rated windows, electric shades, and Guardian protection with life alert add both comfort and security. Step outdoors to your private retreat: a spacious lanai with southern exposure, an 18’ x 34’ saltwater pool, and an 8’ x 8’ spa, all operated remotely through iAqua. There is also a direct entrance to the pool from the bonus room, adding convenience and flow for indoor-outdoor living. Exceptional landscaping, a large lot, and unobstructed views provide privacy and serenity. Additional highlights include a $20,000 Generac whole-house generator (natural gas), water filtration system, and a second gated entrance for exclusivity. As a Grand Palm resident, you’ll enjoy resort-style pools, a state-of-the-art fitness center, Adventure Lake with kayak launch, 28 miles of trails, pickleball, tennis, bocce, basketball, volleyball, multiple dog parks, playgrounds, and expansive green spaces. Homes with this combination of large lot, saltwater pool, spa, southern exposure, and extensive upgrades are rarely available. This is more than a home, it’s a lifestyle and a lasting investment in one of not just Sarasota County’s but the U.S.'s most desirable communities. Schedule your private showing today and step into the life you’ve been waiting for.

What Rising Inventory Means for Buyers and Sellers

Welcome to our latest Sarasota Real Estate Market update for this vibrant spring season! In this video, Michael Graf of The Graf Group VIP delves into the recent statistics that reveal a 14% year-over-year increase in new listings—the highest mid-March inventory levels since 2020. This surge in available homes, which are up 29% from last year with 34% of active listings experiencing price reductions, presents new opportunities and challenges for both buyers and sellers.