Cash can reduce financing and appraisal uncertainty, but it is not automatically the best offer. Sellers also compare net proceeds, inspection terms, deposit size, closing date, contingencies, and proof that the buyer can perform. A well-qualified financed buyer may win by offering a strong price, clear lender documentation, realistic deadlines, and terms that match the seller's timing. Cash buyers should still complete appropriate inspections, verify title, review flood and insurance considerations, and maintain enough liquidity for repairs and ownership costs after closing.
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