New construction can offer modern systems, energy features, warranties, and community amenities, but compare the complete package. Review lot premiums, design-center upgrades, closing costs, HOA fees, CDD assessments, construction timing, warranty terms, and what the model home includes that the base price does not. Builder incentives may be tied to a preferred lender or title company, so compare the full loan and closing package. Use independent representation, inspect during construction when permitted, and complete a final inspection before closing.
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